President Lyndon B. Johnson signed Medicare into law some 56 years ago. A lot has changed in that time, and there are some facts that Americans may not be aware of the health insurance program. Claiming Social Security does not mean Medicare will automatically start. Check your enrollment period so you don’t miss out on important dates! Medicare insurance isn’t entirely free. Hospital insurance is covered at no additional cost by Medicare; however, the deductible is $1,364 for each benefit period with a $0 for the first 60 days of a benefit period, but then goes up from there. You don’t have to enroll in Medicare just because you turned 65, but you may want to. Check what coverage you

Navigating health insurance can often feel like a labyrinth of jargon and decisions. It’s natural to be a bit overwhelmed. That’s why we’re here to break it down for you. Before you commit to a health insurance plan, it’s essential to ask these top five questions: 1. Will it Save Me Money, Even When I’m Healthy? Consider factors like monthly premiums and the costs of doctor’s visits when you’re feeling fine. It’s not just about sick days; you want a plan that’s cost-effective throughout the year. 2. Is It Affordable When I’m Ill? Life throws curveballs, and accidents happen. You need a plan that fits your budget when unexpected health issues arise. Key questions to ask include the deductible and

If you are in an original Medicare program, also known as Medicare Part B, you are entitled to 80 percent coverage of most medical equipment and supplies. You may be wondering what sort of items are included and whether the ones you depend on are on that list. These items include, but are not limited to wheelchairs, artificial limbs, pacemakers, commode chairs, hospital beds, appliances to aid breathing, neck and back braces, oxygen supplies, and more. To qualify for Medicare coverage, the equipment guidelines are as follows: Medically necessary for the insured Prescribed by a primary care professional Reusable and durable Applicable for in-home use There are a few other things to note about medical equipment – one being that

There are several different health insurance plans it gets a little confusing which ones fall under each category. All health insurance plans compliant with the Affordable Care Act, commonly known as Obamacare, are major health insurance plans.  Here are a few other health insurance plans that you may be familiar with: Health insurance for individuals and families Employer-based health insurance Qualified health plans Catastrophic plans Government-sponsored health insurance coverage – Medicare, Medicaid, etc. While most Americans get their health insurance from their employer or union, many people also get it from the government through Medicare or Medicaid. Unfortunately, many individuals are not insured at all. This becomes an even bigger problem because according to Obamacare, everyone is required to have

Here at Health Plans of America, we are dedicated to helping Americans find affordable health insurance. Health Plans of America is not a health insurance company. Rather, we are one of the largest and most trusted sources for competitive health insurance quotes. Whether you’re a recent graduate, self-employed, working without coverage, retiring, or just trying to save money, use our website for relevant information about all things health coverage-related.