What is Medigap and Do I Need It? Have you heard of Medigap and wondered how it differs from a Medicare Advantage plan? It can be confusing to navigate the world of Medicare options, but we’re here to break down the key differences to help you make an informed decision. Medigap vs. Medicare Advantage: Key Differences Navigating Medicare options can be overwhelming, but you don’t have to do it alone. If you have more questions or need guidance, Health Plans of America is here to help. Their team of licensed insurance professionals is ready to provide you with personalized information and resources, making the decision process easier. Connect with a licensed Medicare specialist near you today!

Traveling This Summer? Here’s What You Need to Know About Medicare Coverage Are you planning to travel within the U.S. this summer? The good news is that most doctors and hospitals accept Original Medicare. If you experience a sudden illness or injury, Medicare Part B typically covers emergency medical care while you’re away. However, if you’re heading abroad, there are a few important details to consider. Medicare does not cover medical expenses incurred outside the U.S. This includes not reimbursing for prescription medications you purchase while overseas. That said, Medicare may cover certain services abroad, such as inpatient hospital care, ambulance services, or dialysis in foreign hospitals, but coverage is often limited. For additional protection when traveling internationally, Medigap (Medicare

Medigap, also known as a Medicare Supplement plan, is offered by private companies to help cover the costs that Original Medicare doesn’t pay for. This includes expenses like copayments, coinsurance, and deductibles, which can add up quickly without additional coverage. If you’re someone who enjoys traveling internationally, Medigap plans also offer the added benefit of coverage when you’re outside of the United States—something Original Medicare doesn’t provide. To qualify for a Medigap plan, you must already be enrolled in Medicare Parts A and B. Medigap vs. Medicare Supplement: What’s the Difference? There’s often confusion about Medigap and Medicare Supplement plans. To clarify, here are some key distinctions: Navigating Medicare and its various plans can be overwhelming, but Health Plans of

If you need help paying for health insurance in 2025, your eligibility will depend on your income and state of residence. Under the Affordable Care Act (ACA), subsidies have helped reduce costs for millions of Americans. However, the enhanced subsidies that were introduced under the American Rescue Plan Act (ARPA) and extended through the Inflation Reduction Act (IRA) are set to expire at the end of 2025. The Trump administration is not expected to renew these enhanced subsidies, which could make coverage more expensive for many Americans purchasing insurance through the ACA marketplace.1 As of now, you may still qualify for ACA subsidies if your health insurance costs exceed 8.5% of your household income. However, policy changes under the Trump

Maximize Your Health Benefits with These Smart Tips Healthcare costs can add up quickly, and while comprehensive plans often come with a hefty price tag, they might not always cover the things you truly need. At Health Plans America, we’re committed to helping you make the right choices for both your health and your budget. To help you get the most out of your coverage, we’ve put together a few valuable tips to maximize your health benefits: Understanding your health insurance options is key to making informed decisions about your coverage. With Health Plans America, finding the right plan for you is simple and hassle-free. Connect with a licensed insurance agent today to discover a healthcare plan that fits your

If you wear prescription glasses and they’re considered “medically necessary,” you may be eligible for coverage through certain insurance plans. For instance, if you require prescription glasses after cataract surgery, this may qualify as medically necessary care. However, it’s important to note that Original Medicare Parts A and B typically don’t cover most prescription glasses, contact lenses, or other eyewear. Understanding the distinction between what’s covered and what’s not is essential to ensuring you get the coverage you need. If your prescription glasses aren’t considered a medical necessity, Medicare Advantage (Part C) plans may still offer coverage for eyeglasses, contact lenses, and prescription sunglasses. The specific benefits and costs can vary by plan, so it’s important to discuss the details